how to get affordable insurance

I was on the phone with my friend, she and her family just transferred to thier newly built house situated about an hour drive from our place. It's been a long time that we didn't see each other due to the fact that she and husband were pretty much occupied doing the interior painting works of thier house. We talked about anything and everything including on how to get an affordable home insurance. I told her that the best thing to do is to find insurance companies who are offering online qoutes instantly to compare rates and that's what she did.