perfect time for a change

I can't imagine how time really flies! I already got the renewal notice from the Insurance Company yesterday concerning our vacation home in pinas. Actually hubby and I don't know yet if we will have to renew for another term or find a new company offering the same home insurance coverage for less. What iritates me is the fact that we've been insured in the said company for over 15 yrs now and never filed any claims but our premium kept on rising. Probably, it would be the perfect time for a change.. what do you think?
Luckily as far as our health insurance is concerned, nothing to worry at all. I found a place wherein it is possible to buy cheap health insurance for the whole family!