No fee balance transfer

Got a call from a friend today asking me to go with her at the bank tomorrow morning. She wants to open a new account but ashamed to fixed a rendez-vous with the bank since she doesn't speak fluent french yet. Oh well, I understand her too. I told her she can now apply for a checking account online which comes with free checks and free online banking. She can also get a no fee balance transfer credit cards as well. Sounds interesting, huh!